Buy A Home Outside The City Limits With USDA!

About USDA Home Loans

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.

We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The USDA Loan Process

Here’s how our USDA loan process works:

Complete our simple USDA Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs

Why a USDA Loan?

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required. *Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.

Fixed Rate Mortgage
Low Mortgage Insurance
No Loan Limits
30-year fixed-rate loan

Get Your USDA Loan Quote Now!

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable. Start by getting your free, no-obligation pre-approval letter!

What customers say about Us

"I highly recommend this firm if you plan on purchasing a home. From start to finish, the staff went above and beyond and well out of there way to ensure I was able to close. Even when one door closed, they found another that opened. I'm happy to have the opportunity to work with this firm and I WILL use them when I start purchasing investment properties."

Vincent Clark

Homebuyer/Investor

"Phong and his team were really helpful throughout the process. The frequent emails kept us abreast on the progress of our loan. Phong and his team were always a few steps ahead of what the lenders could possibly ask for. Thank you for everything Phong and team!"