USDA Loans are Available!

Receive a quote on a USDA loan today.

Buy A Home Outside The City Limits With USDA!

About USDA Home Loans

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.

We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The USDA Loan Process

Here’s how our USDA loan process works:

  • Complete our simple USDA Loan Qualifier

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

Why a USDA Loan?

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required. *Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.

  • Fixed Rate Mortgage

  • Low Mortgage Insurance

  • No Loan Limits

  • 30-year fixed-rate loan

Your Time & Money Matter.

Let's Not Waste Either.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.

Get a tailored and smooth

home loan approval experience!

See how much you qualify for in 60 seconds or less.

Here's how we can work together to get you a home loan or refinance your existing mortgage.

STEP 1

Apply Online & Book a Call

Start the process by requesting a custom digital rate quote and Schedule a call with one of our Mortgage Experts!

STEP 2

Review Home Loan Options

Learn exactly how much you qualify for, what your payments will be, and how soon you can get approved.

STEP 3

Get Loan Approval

Get mortgage loan approval to move forward with your refinance or get started shopping for your new home.

Get Your USDA Loan Quote Now!

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable. Start by getting your free, no-obligation pre-approval letter!

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NEXA Mortgage, LLC Houston, TX

Branch NMLS # 2106227 NMLS# 1755092

Licensed in FL, LA, OK, TX and WA

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16225 Park Ten Pl 500 510, Houston, TX 77084, USA