Terms and Conditions Effective Date: February 11, 2025

1. Acceptance of Terms

Welcome to The Financial Suit Team - NEXA Mortgage website (the "Site"). These Terms and Conditions (the "Terms") govern your use of the Site and all products and services offered by The Financial Suit Team - NEXA Mortgage (the "Company"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

2. Use of the Site

You may use the Site for lawful purposes only. You may not use the Site to engage in any activity that is unlawful, harmful, or violates the rights of others. The Company reserves the right to restrict or terminate your access to the Site at any time without notice.

3. Intellectual Property Rights

All content on the Site, including text, graphics, logos, images, and software, is the property of the Company or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content from the Site without the Company's prior written consent.

4. User Accounts

If you create an account on the Site, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify the Company immediately of any unauthorized use of your account or any other breach of security.

5. SMS Communications

By providing your phone number, you consent to receive SMS messages from the Company regarding promotions, services, and updates. Our SMS communications comply with the Telephone Consumer Protection Act (TCPA) regulations.

Opt-Out: You can unsubscribe from SMS messages at any time by replying STOP to any SMS message received. Message and data rates may apply.

6. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

7. Disclaimers

The Site and all content provided on the Site are provided "as is" without warranty of any kind, either express or implied, including but not limited to, any warranties of merchantability, fitness for a particular purpose, or non-infringement. The Company does not warrant that the Site will be uninterrupted or error-free.

8. Limitation of Liability

The Company shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Site, even if the Company has been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in connection with your use of the Site or any violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without giving effect to any choice or conflict of law provision or rule.

11. Dispute Resolution

Any dispute arising out of or in connection with these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The seat of arbitration shall be Houston, Texas.

12. Changes to Terms

The Company reserves the right to modify these Terms at any time. When updates occur, the Effective Date at the top of this page will be revised. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.

13. Contact Information