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Ready To Buy Your First Home or Next Home?

Know exactly what you can afford before You start searching for a home.

Get a Fantastic

Mortgage Rate

Start the process by requesting

a custom digital rate quote now!

Mortgage Home Purchase Loans without the Hassle!

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

Complete our simple mortgage pre-approval letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs

Fixed-Rate Mortgage
Adjustable-Rates Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA & USDA Loans
Terms from 5 to 30 Years

Do I qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

READY TO BUY

YOUR DREAM HOME?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable. Start by getting your free, no-obligation pre-approval letter!

What customers say about Us

"I highly recommend this firm if you plan on purchasing a home. From start to finish, the staff went above and beyond and well out of there way to ensure I was able to close. Even when one door closed, they found another that opened. I'm happy to have the opportunity to work with this firm and I WILL use them when I start purchasing investment properties."

Vincent Clark

Homebuyer/Investor

"Phong and his team were really helpful throughout the process. The frequent emails kept us abreast on the progress of our loan. Phong and his team were always a few steps ahead of what the lenders could possibly ask for. Thank you for everything Phong and team!"