Ready To Buy Your First Home or Next Home?
Know exactly what you can afford before You start searching for a home.
Start the process by requesting
a custom digital rate quote now!
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.
Here’s how our home purchase loan process works:
Complete our simple mortgage pre-approval letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Adjustable-Rates Mortgage (ARM)
Jumbo & Super Jumbo Loans
FHA, VA & USDA Loans
Terms from 5 to 30 Years
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.
"I highly recommend this firm if you plan on purchasing a home. From start to finish, the staff went above and beyond and well out of there way to ensure I was able to close. Even when one door closed, they found another that opened. I'm happy to have the opportunity to work with this firm and I WILL use them when I start purchasing investment properties."
"Phong and his team were really helpful throughout the process. The frequent emails kept us abreast on the progress of our loan. Phong and his team were always a few steps ahead of what the lenders could possibly ask for. Thank you for everything Phong and team!"
16225 Park Ten Pl 500 510, Houston, TX 77084, USA