Latest Articles

Closing Costs: What You Need To Know

When it comes to saving money to buy or refinance a home, you’ve probably been pretty focused on the down payment. But you’ll also need to plan for closing costs, which are due on closing day. Understanding what closing costs are, how much they cost on average, and what’s included can help eliminate any unexpected […]
Homestead Exemption Filing Changes Effective January 1st Effective January 1, 2022, a Buyer may file for a homestead exemption immediately after closing if the Seller did not have a homestead exemption on the property for the current tax year. Tax Exemptions were previously determined by the status of the occupant on January 1st of each […]
Pop quiz: What’s the average age when most people buy their first home? Thirty-four, according to the credit reporting company Experian. And if you’re near that age and thinking of buying a home, the decision to proceed probably has a lot to do with your life’s journey thus far. “Homebuyers in their 30s tend to […]
The MI Buster Program! MI Buster eliminates the need for mortgage insurance on purchases for qualified borrowers with an LTV between 80.01 – 89.99%. This product allows more borrowers to avoid mortgage insurance with less money down (as little as 10.01%) and those savings can mean the ability to afford more homes and/or a lower […]