This application should take you 10-15 minutes to complete. If you find yourself stuck on a section, or unsure how to complete it, simply leave it blank or put in your best estimate. E-Mail us when you are complete with the sections you were uncertain about. We can make any changes on my end if appropriate. You’re not sitting down across the table from a stuffy banker. There is nothing (within reason) that you can do on this application that will hurt your chances of obtaining financing.